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Managing Cost

Inexpensive therapies are often effective in treating infertility. Most patients become pregnant using oral medications alone or intrauterine inseminations (IUI). Fertility treatment costs increase if more advanced technologies are required. Depending on your insurance plan, diagnostic testing may be covered. However, most plans do not cover infertility treatments. In consult with each patient, our specialists prescribe the therapy most likely to result in pregnancy while considering many factors, including cost.

We offer a 100% Money Back IVF program, IVF multi-cycle discounts, low interest financing, and income based discounts to help patients afford care. We do everything possible to keep costs down, while helping patients to achieve the desired results.

Costs for Infertility Drugs

We recommend patients needing FSH stimulated cycles consider applying for Compassionate Care Medications from EMD Serono.

Medications from Outside Pharmacies

There are many variables that affect which medications may be needed making a precise cost estimate very difficult. Medications are purchased through outside pharmacies so we try to steer patients to the most cost-effective medication sources.

Using Insurance

Our billing team evaluates each patient’s benefits and treatment plan to help patients understand what insurance will pay. Many insurance plans cover the initial evaluation and diagnostic testing. Regretfully, many insurance carriers do not cover infertility treatments such as intrauterine insemination (IUI) or in vitro fertilization (IVF).

Our physicians are In-Network with many insurance companies, but not all specific insurance plans.

We strongly encourage you to check with your insurance plan to see if your doctor of choice is In-Network, and if not, determine if your plan has Out of Network benefits and if infertility testing and treatment are covered benefits. Reproductive Care Center is the preferred provider for the following insurance companies

(Please note, not all Reproductive Care Center physicians are paneled with each of these insurances):

Aetna (most Utah connected plans)
Blue Cross/Blue Shield, Healthwise & Value Care
Blue Cross/Blue Shield of Idaho
BridgeSpan
Brightpath

Cigna
DMBA

EBMS (First Health Network)
Educators Mutual (EMI)
First Health Network

Humana
Multiplan Network
MHBP (Mailhandlers)

Select Care
Select Care Plus
Starmark
Tall Tree Administrators
Tri-Care

Tri-West
Unicare
United Healthcare
Wise Network

IVF
Money back guarantee

The goal of all patients is to have a baby and those choosing the IVF Guarantee Program will either have a baby or our fees are refunded.

Choosing to pay for single cycles can be less expensive if pregnancy occurs within two cycles, however, some patients will need more than two cycles. If you don’t have a baby after completing the guarantee program, your refund can be used for further treatment or to pursue other options.

Fresh Cycle

  • Up to 4 fresh IVF treatment cycles.
  • All available frozen embryo transfers between IVF cycles
  • 100% refund of our fees if you don’t have a baby

* Initial consultation, pre-cycle testing and surgery (if needed) as well as medication such as estrogen and progesterone are not included in the package price.

You must apply and be accepted for this program. Diagnostic testing must be completed and, based on the results, additional premiums may apply. Over 90% of patients are accepted.

IVF Multiple Cycle Discount

We understand that fertility treatment can be stressful, both emotionally and financially.

Our Multi-Cycle discount program is designed to help you plan financially for your treatment. It offers significant savings over our standard fees. You pay one prepaid, flat fee for multiple cycles.

Option 1

  • 2 egg retrievals
  • Embryology
  • Unlimited frozen embryo transfers resulting from retrievals from this package
  • In-Cycle Monitoring
  • Cryopreservation – initial year storage

Option 2

  • 3 egg retrievals
  • Embryology
  • Unlimited frozen embryo transfers resulting from retrievals from this package
  • In- Cycle Monitoring
  • Cryopreservation – initial year storage

How to Enroll

First, speak with your Financial Counselor. They are able to explain eligibility requirements, costs and suggest one of our trusted finance partners. Once you are accepted into the program, you will receive a contract to review, sign and submit. To be accepted, you must have an approved treatment plan, which has been formulated by one of our providers. Then, you are ready to start your treatment cycle!

FAQs

Why should I consider the Multi-Cycle Discount Program?
It allows peace of mind and lessens the stress that comes along with paying for fertility treatment. The prepaid flat fee offers savings compared to paying as you go.

Does enrolling in this plan change the plan my provider suggested?
You will receive the same care plan that your provider discussed with you.

Do I need to pay to submit my application?
No, there is no cost or obligation to apply or enroll in the program.

What happens if I change my mind?
You will receive a 100% refund; however, you must withdraw before the treatment begins.

What is the cost?
Pricing varies by practice location, patient’s age and the number of cycles you choose.

Disclaimer:
Patients with an approved IVF treatment plan from an RMA provider at a participating practice are eligible. Anesthesia is not included; you will be billed separately from that provider. PGT-A and biopsies are excluded. The package price varies by practice location, patient age, and the number of cycles selected. Patients who require donor eggs or sperm are not eligible for this program. The package price includes up to 8 monitoring visits while in cycle.

CareShare 100% IVF Refund Program

CARESHARE 100% IVF Refund Program

The CareShare program includes up to 6 IVF cycles for one single fee.  Patients receive a full refund of their program fee if a live birth is not achieved.

What’s Included in CareShare?

A Single Cycle of IVF vs. Cost of Care Share

If you need more than one IVF cycle to get pregnant and deliver a baby, even though CareShare costs more than one cycle, it can pay for itself – sometimes twice or three times over.

CareShare gives you six cycles for less than the cost of two. You are refunded the cost of the program if you are not successful.

Inclusion Guidelines

Who is eligible for CareShare?
• Patients who meet specific medical criteria and who have limited or no IVF benefits*
• Same-sex females, single female patients using donor sperm, and male/female couples.

*Insurance may be used for diagnostic testing or medications.

Additional Details

As part of your enrollment, you will be required to waive insurance coverage for any treatment provided as part of the CareShare package.

However, you may be able to use the fertility benefits and coverage your insurance carrier provided PRIOR to enrolling in CareShare. This may include your infertility workup or medication. We strongly suggest checking with your insurance carrier to see if your plan covers fertility testing or treatment.

Enrollment is determined by your provider after diagnostic testing is complete.

Please speak with your provider and ask if they offer the CareShare Program, as it is offered at select RMA locations.